39ko Terms & Conditions – Complete Version

Welcome to 39ko. These Terms and Conditions ("Terms") apply to the use of the 39ko platform and all its services. By registering on or using 39ko, you are deemed to have fully accepted these Terms.

These terms have been written in Bengali for the convenience of all Bengali-speaking users. However, in the event of any dispute, the English version shall be considered final and binding.

39ko is an online betting and gaming platform operating under an international license. We are committed to transparency and fairness, and to providing every user with a safe and enjoyable experience.

A valid account is required to place bets on 39ko. You must provide accurate and truthful information at the time of registration. Providing false or misleading information may result in account termination.

• Each user may only One Account Only one account is allowed per user. Creating multiple accounts is strictly prohibited.
• The name, address, and mobile number used during registration must be genuine.
• Keep your account password confidential and do not share it with anyone.
• If you notice any unauthorized access to your account, contact 39ko support immediately.
• You may be required to submit a valid ID (NID/Passport) for account verification.

The following eligibility requirements must be met to register and place bets on 39ko.

• Must be at least 18 years Users must be of legal age. Anyone underage is strictly prohibited from using 39ko.
• Online betting must be legally permitted in your country of residence.
• Betting must be done of your own free will and in a sound state of mind.
• Citizens of countries where online betting is prohibited are not permitted to use 39ko.

39ko reserves the right to verify a user's age. If verification confirms that a user is underage, the account will be suspended immediately and all deposited funds will be returned. However, any winnings will not be paid out.

Before placing bets on 39ko, make sure you're familiar with the rules below. These rules apply to all betting types — Sports, Live Betting, and Casino.

• Once a bet is confirmed, it cannot be cancelled unless the Cash Out option is available.
• 39ko reserves the right to change odds at any time. The odds at the time a bet is placed are final.
• 39ko is not responsible for bets that fail due to internet connectivity issues. Always check the confirmation screen before placing a bet.
• If a match is cancelled or abandoned, the stake for that bet will be refunded.
• If incorrect odds are displayed due to a system error, 39ko reserves the right to void the affected bets.
• Minimum and maximum bet limits are set individually for each market.

39ko currently supports deposits and withdrawals via Mobile Pay, Nagad, and Rocket. All payment transactions are secure and encrypted.

• Minimum Deposit: ৳500. Maximum deposit limits vary by payment method.
• Minimum Withdrawal: ৳500. Withdrawal requests are typically processed within 30 minutes to 24 hours.
• Withdrawals will only be sent to the mobile banking number registered on your account.
• Full account verification is mandatory before your first withdrawal.
• Deposited funds can be withdrawn only after being wagered at least once.
• In cases of suspicious transactions, 39ko may temporarily place a hold on withdrawals pending verification.

39ko regularly offers a variety of bonuses and promotional offers. Each offer has its own terms, which are detailed on the respective offer page.

• Welcome Bonus: 100% bonus on your first deposit. To withdraw bonus funds, you must wager 5x the total bonus amount.
• Reload Bonus: Deposit on select days to earn extra bonus. Separate terms apply.
• Cashback Offer: Cashback on losing bets within a set period. Applies to real-money bets only.
• Bonuses cannot be combined unless explicitly stated.
• If bonus abuse is suspected, 39ko reserves the right to void the bonus and investigate the account.
• Any bonus offer that reaches its expiry date will be automatically cancelled.

39ko believes betting is simply a form of entertainment. We want every user to enjoy betting in a healthy and responsible way.

• Never bet beyond your budget.
• Avoid chasing losses by placing larger bets to recover money you've lost.
• Use your account settings to set a deposit limit.
• You may request a temporary or permanent self-exclusion at any time.

To learn more about Responsible Gaming, visit our Responsible Play View the page.

Users may request to close their account at any time. Additionally, 39ko reserves the right to close or suspend an account under the following circumstances.

• If these terms and conditions are violated.
• If registration was completed using false or inaccurate information.
• If evidence of multiple account creation or bonus abuse is found.
• If suspicious betting patterns or signs of fraud are detected.
• Upon receiving a directive from a court or relevant authority.

If an account is closed with no rule violations, any remaining balance will be refunded. However, if the closure is due to a breach of rules, the balance may be forfeited.

The following activities are strictly prohibited on the 39ko platform. Violations will result in account termination and forfeiture of balance.

• Creating multiple accounts to collect bonuses.
• Participating in match fixing or any corrupt activities.
• Exploiting system or software vulnerabilities.
• Attempting to hack or gain unauthorized access to another user's account.
• Using the platform for money laundering purposes.
• Placing bets using automated bots or software.

39ko reserves the right to update these terms and conditions at any time. Users will be notified of significant changes via email or through the platform in advance.

Continued use of the platform after updated terms are published will be considered acceptance of the new terms. Please visit this page regularly to stay informed.